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Jay Johnston Shoreline District Manager / Senior Mortgage Loan Originator | nmls #149795 west hartford Bay Equity Home Loans Mortgage Professional Reviews I have been a loan officer since 1998, and while I have seen many changes, one thing remains the same, my driving desire to help people and families find the right mortgage that will make a.
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Loan Amount: This is the amount you borrow and are obliged to repay. It is the balance on your existing loan as of your last monthly statement, plus interest on that loan from the last statement date to the payoff date, plus the balance of a second mortgage if you have one and intend to pay it off with the proceeds of the new loan.