Wouldnt you be better off not having to worry about paying "rent" to a bank for money to the tune of up to 3 times the amount you borrowed over the life of the loan, and actually OWN the home and place the amount of the mortgage back into your account every month. just to get a few hundred dollars back every year from a tax return??
For example, in Florida, half the home sales are 100% cash deals(no mortgage). Much of the reason is that Florida has lots of retirees. They had homes in other states and over time, paid off those homes. When they sell that home in the other state, they turn around and purchase a retirement home in Florida and pay cash.
In a rare session of brutal honesty, a group of site-selection specialists pointed out spots where Northeast Ohio can improve its economic game plan during a panel discussion the day of the All-Star Game in Cleveland. Also, Pulte’s moving ahead on its huge townhouse development in Westlake, and a new report says Cleveland is one of the best places in the nation to own a home rather than rent.
Deciding to buy a home is a life long dream but you have to live somewhere while you prepare to make that dream come true. Whether you are working on credit, saving money or mentally preparing for the responsibility of owning a home, an apartment is the best interim option.
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1. You are pretty much limited to purchasing property with 100% funds, i.e. no mortgage. That’s actually not a bad thing. 2. Yes, your 2.5-3Million THB condo will yield at best $500/month, perhaps less right now, but rising a bit in future 3. Exch.
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Wealth creation By paying the mortgage each month over many years, you will likely build up equity (the current value of the home minus what you owe on your loan) for a down payment for your next home or for some other purpose, such as retirement. emotional satisfaction You can put down roots in a community you like.
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Getting a home-land loan where you own the land and the manufactured home is the best option, with about 15 percent of mortgages for manufactured homes done in this way, Ryan says. Still, he says, it’s common for sellers to steer buyers to chattel loans, he says. It’s uncommon, he says, to get a loan on your own before buying a mobile home.